Empowering Your Retirement

At the Croslow Agency, we specialize in retirement planning that honors the unique calling and financial needs of pastors, church staff, and faith-based professionals. Led by Mike Croslow and Lori Croslow-Avant, our team brings a deep understanding of both financial strategy and ministry life. With decades of experience, Mike has helped pastors maximize their retirement benefits while navigating the complexities of clergy tax codes and housing allowance strategies. His approach is personal, faith-centered, and tailored to support long-term peace of mind.

Lori Avant adds an entrepreneurial and small-business lens to the agency, with over 30 years of experience supporting individuals and business owners through transitions and growth. Her insight into planning, adaptability, and client care allows her to connect with pastors and their families on both practical and personal levels. 

Together, Mike and Lori are committed to providing safe money strategies, individualized guidance, and a roadmap for financial security—especially in times of market uncertainty. Whether you’re just starting to think about retirement or are nearing that next chapter, the Croslow Agency is here to help you steward your resources wisely and faithfully.

For years, I've been committed to educating and empowering ministers to take control of their financial futures.  I believe that every minister deserves to retire with confidence, knowing their financial needs are met. I offer personalized guidance and support, helping clergy navigate the complexities of retirement planning and make informed decisions that align with their values and goals.

I want my clients to fully understand their options and feel empowered to make the best choices for themselves and their families and  I'm passionate about helping ministers build a legacy that extends beyond their years of service.  I work closely with each client to develop a comprehensive retirement plan that addresses their unique circumstances and aspirations.  Whether you're just starting your career in ministry or approaching retirement, I can provide the expertise and support you need to achieve your financial goals.

Mike

I’ve spent most of my career supporting individuals who lead, serve, and carry a lot on their shoulders, whether as small business owners or as pastors. After decades of owning and operating businesses and in corporate leadership roles,  I understand the importance of stability, flexibility, and having a clear plan for the future. That’s what drew me to retirement planning, especially for those in ministry. 

I have a deep respect for the work pastors do, and I’m passionate about helping them take full advantage of the housing allowance and other key benefits that can make a lasting impact. My goal is to make the process approachable and tailored to your unique calling because you deserve the same care and guidance that you give to others every single day.

Lori 

The Housing Allowance (IRS Code 107) is one of the most powerful tax benefits available to clergy, but many pastors aren’t taking full advantage of it. Mike Croslow and Lori Croslow-Avant specialize in helping pastors not only maximize their housing allowance deductions during active ministry, but also position themselves to continue receiving this benefit into retirement. With years of experience working alongside pastors and church leaders, they’ll help ensure you’re set up to make the most of this valuable opportunity now and for years to come.